JoAnne Louise Kerzmann, age 70 of Upham formerly of Minot, passed away on Wednesday, April 1, 2026 at her home in Upham. Her memorial service will be held on Friday, April 10, 2026 at 11:00 am at the New Hope Lutheran Church in Upham.

JoAnne Kerzmann, a daughter of John and Doris (Jarmin) Ellis, was born on February 11, 1956 in Stanley.  She later graduated from Tioga High School in 1974.  On June 12, 1976, she married Mathew Arnold Kerzmann in Garrison, ND.  They made their home in Minot, JoAnne worked as a waitress for several years before becoming a bank teller.  She worked at Affinity First Federal Credit Union for many years.  In 2011, they moved to Upham, ND.  JoAnne worked part-time for Merchants Bank in Upham.

She was a member of the New Hope Lutheran Church in Upham.  She was a member of the Upham American Legion Auxiliary, Upham Quilters and the Goodwill Bible Study.  Her Faith was very important to her and she lived it every day.  She enjoyed reading, bingo, going to the casino and spending time with her grandchildren.

She is survived by her husband, Mathew of Upham; daughters, Tracy Voeller of Oklahoma, Jessica (Tyler) Smette of Upham and Jada (Tim) Kjonaas of Bismarck; grandchildren, Daevun and Dallis Hickey of Fargo; Haylee and Hannah Smette of Upham and Andrew and Billi Kjonaas of Bismarck; siblings, Linda Fretland of Tioga, Larry Ellis of Minot and Marshall Ellis of Fredrick, CO and numerous nieces and nephews

JoAnne was preceeded in death by her parents and grandparents.